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How Our Process Works

With VA Loan Nerd, home buying is fun, not complicated

Step 1

Choose Loan Type

Whether you're looking to buy a home and want to know more about the VA loan program, you're already a homeowner trying to save money, you're looking at a refinance, or you want to renovate or build new, we'll help you understand the process and make it an easy experience. We'll dive into affordability, benefits, application, budgeting, savings goals, and what we can do on our end to get you set up for a successful closing on your new home!

Step 2

Apply for Loan

This is where it gets fun! You're going to be asked basic personal information as well as some purchase price / loan amount information. Don't feel married to the purchase/loan info. We can change that to fit your budget on our end. Based on the information you enter, the system will automatically request that you upload asset and income documentation. Once we have documents, we will be able to issue pre-approval within 24 hours and schedule a meeting to talk about how we can help you win bids you make while you're out shopping for your home!

Step 3

Request a COE

Let us do the hard work for you. VA Loan Nerd can quickly request your Certificate of Eligibility through the VA once you've submitted your loan application. If the VA requests any additional information (common for national guard and reserve), we'll reach right out to you to make sure we upload what the VA needs to issue it. Sometimes they'll need a DD Form 214 for regular military and the NGB Form 22 and NGB Form 23 for National Guard and Reserves. However, this isn't always the case, and we'll help you figure out what's needed.

Step 4

Find a Realtor or Builder

VA Loan Nerd partners with trusted, solid, reputable agent contacts across the country. We consider our realtor and builder partners an integral part of our team and your experience, and we’d be proud to connect you with them.

Step 5

Enjoy Your Home!

All of your hard work is done. You're finally going to be in the home you deserve, and we could not be more proud to have been part of this journey with you. Be on the look-out for a gift from us not long after closing!

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Get in Touch

Getting a loan doesn't have to be confusing or overwhelming. VA Loan Nerd is here to answer your questions and guide you through the entire process.
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