YOUR NEXT MISSION:
HOME SWEET HOME
You worked hard for the benefits of your military service; using them to purchase a home shouldn’t feel like bootcamp round two.
Led by veterans, for veterans, The VA Loan Nerd is your right hand through the entire financing process of buying a home, from pre-approval to move-in.
CHECK YOUR 6 (STEPS)
We demystify and simplify VA home loans to ensure you can leverage one of the greatest provisions of your service and finally turn the key to the house, condo, or new construction of your dreams.
Our user-friendly process is designed to be accessible and easy to navigate, so you and your family can focus less on the paperwork and more on a successful journey to your new (or newly improved) home.
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The first step is ensuring your eligibility for a VA home loan. As required by the U.S. Department of Veterans Affairs, VA loan applicants must provide a Certificate of Eligibility (COE) to prove you qualify. The VA Loan Nerd team is here to walk you through the process and provide you the support you need to make your eligibility documentation experience as easy as possible.
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We help make sure you have the right support in your journey toward homeownership, connecting you with our network of trusted, reputable real estate agents and builders from across the country. With an understanding of your goals, we’ll recommend a realtor or builder partner that works in your desired location. If you already have your own realtor, we can work with them, too!
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There are a number of reasons you may be curious about a VA loan. You might want to purchase a new or next home, refinance or renovate your current dwelling, or build something from scratch. Whatever the case, we provide clear, focused insights from our team of experts to help you understand different loan types and their requirements. Together, we’ll look at affordability, benefits, and your specific goals regarding budget or savings. Then, we do the work on our end to ensure you’re set up for success in your application.
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This is the fun part! You and your family can hit the market to find the right fit for your vision of the future. Whether that’s a new build, apartment, or single family home, we’ll provide guidance to make this experience painless and enjoyable. Keep us in the loop as you make an offer; we’ll update your approval and work with your agent to ensure the most success possible.
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Once it’s time to get your application underway, you’ll head to a Neighborhood Loans page that asks for some basic personal information and details on purchase price and loan amount. You don’t have to be exact; we can adjust further along in the process to ensure your loan is the best fit possible for your budget and family. Based on your information, the system will request asset and income documentation. Once those are submitted, if qualified, we aim to issue pre-approval within 24 hours and schedule a meeting to chat about winning bids while out shopping for your home.
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With the paperwork behind you, you’ll finally get into the home you worked so hard for! We could not be more proud to be part of your journey. Be on the lookout for a gift from us not long after closing!
WE’LL GUIDE THE WAY
The VA Loan Nerd proudly serves military families by providing a clear, streamlined path to homeownership through trustworthy, personalized guidance.
You’re family here.
As veterans ourselves, we are bound to you as brothers and sisters in service. We honor that bond in every interaction, and are committed to treat you like family during the entire lending process.
Your goals matter to us.
Every person has their unique situation and goals, and we make sure you feel like the VIP you are with a loan tailored to your exact needs. We’re not an impersonal broker who sees you as a number, but a neighborly and approachable resource during this big moment in your life.
We speak fluent veteran.
The VA Loan Nerd has a deep understanding of all things VA, helping decipher jargon, provide clarity, and use our insider knowledge to make your VA loan journey smooth and stress-free. We also stay up to date on changes in the U.S. Department of Veterans Affairs, so you can trust you have the most accurate information at all times.
We’re on-call to answer your questions (literally.)
The VA Loan Nerd guarantees consistent, top-notch communication every time you engage with us. When you trust us with your loan, you have a direct line to VA Loan Nerd Joey Mathews and our team of VA Loan Nerds from pre-approval until the day you close. (And after that too, because we love to stay in touch!)
WHY CHOOSE THE VA LOAN NERD?
NERD-BACKED,
VETERAN APPROVED.
NERD UP, MOVE OUT!
Your homebuying journey just got even easier. Our VA Loan Education Hub has resources designed to help you understand the VA system and loan process, so you feel confident taking the next step.
Benefits
Learn about the benefits you can access from the VA.
Loan
Types
Explore the various types of VA loans.
Eligibility Calculator
Use this tool to confirm your levels of eligibility.
MEET: JOEY
The idea for The VA Loan Nerd developed when our founder, Joey Mathews, realized how many veterans weren’t taking full advantage of their military benefits when buying or refinancing a home. The options that did exist for veteran financing were complex, impersonal, or out of reach for too many military families. As a mortgage expert with a background in the Marine Corps, Joey began using his expertise to offer personalized guidance to veterans looking to buy a home. He studied VA loan regulations, created educational resources, and began focusing on getting more veterans into the homes they deserve. What started as a passion project has grown into a trusted, reputable team committed to guiding servicemembers through the complexities of VA loans. Today, we remain dedicated to Joey’s founding mission of nerding out on the fine print so our clients can focus on what matters most: building their future with confidence and peace of mind.
